How's your luck with Premium Bonds?

[JohnD]

about three-quarters of all premium bond savers have never won

This is to be expected, since many of them have few bonds, and therefore little chance of winning.

There used to be a fashion of buying £10 for a baby or child. Many of these people have never bought more.

I don't think Tracker Funds were available 50 years ago, but if you had put £10 into a generalist Investment Trust, it would probably be worth very much more.

 

[Odds]

...but if you had put £10 into a generalist Investment Trust, it would probably be worth very much more.

Where's the fun in that, old stick.

 

[JohnD]

Where's the fun in that, old stick.

The fun in turning £10 into £469?

Try it.

 

[Mottie]

You back on to rubbishing premium bonds now you’ve finally got rid of yours John? Going to start telling us we're all mugs again now that you’re not holding any?

 

[Burnerman]

£300 for me this morning.....losing my touch!
John

 

[Murdochcat]

£300 for me this morning.....losing my touch!
John

That's an unhelpful statement without knowing your holding !

£100 for me with a holding of £5830

 

[Diver Fred]

SFA - again...

 

[Stivino]

SFA - again...

Snap.

 

[Burnerman]

That's an unhelpful statement without knowing your holding !

£100 for me with a holding of £5830

'Er indoors and me have the maximum allowed - whatever that is.
John

 

[Mottie]

SFA - again...

Snap.

And it’s a snap from me too.

 

[Ihavenojob]

£300 for me, £50 for SWMBO, £175 for son, £100 for daughter. In the last 6 months I've had £1400, so about 5.5%.

 

[Diyisfun]

Three wins for me, I would prefer just one big one. Whilst Im currently getting 3.3% i enjoy the monthly excitement.

 

[crystal ball]

£225

 

[Murdochcat]

'Er indoors and me have the maximum allowed - whatever that is.
John

£50K each

 

[Mottie]

Mrs Mottie and I took our £50k stakes out, put £20k of that into our ISA's and £30k each into a fixed interest bond and we get £146 each, each month. That’s almost 6 X £25 wins each, each month, guaranteed. We put approx £20k back into PB's straight after because her brother unexpectedly paid up some money we lent him a few years ago. Swings and roundabouts, £300 PB winnings last month, nothing this month.