Indeed- but as you go on to say, there are actually two issues, only one of which I was previously thinking/talking about. Firstly ...Within the build regulations concerning notching and holing of joists, there are certain areas where cables cannot be routed to comply to part A of the building regulations and their corresponding guidance documents.
I hadn't been thinking/talking about regs/guidelines relating to the vulnerability of cables to damage. I agree that if you used an existing hole/notch which left cable vulnerable to damage, you ought to install mechanical protection. Mind you, perhaps unless it's a very new property, anyone who drills blindly into a joist on the assumption that there are no pipes/cables in positions which would not be compliant with today's regulations would be more than a little daft!If I were to route cables in existing holes that did not comply to those within the above parameters, and say someone decided that they wanted to but a 250mm drill/screw/fixing vertically in those areas that are not permitted to be holed/notched and in doing so went through one of my cables, that should not be there if in compliance to the relevant regulations, then who do you think the customer/that someone would be blaming for power loss and any injury incurred by my actions?
That's what I was thinking/talking about. I can't see how anyone, electrician or otherwise, could be blamed for the collapse of a joist due to holes/notches produced by someone else in the distant past!....Or say that I did use an existing hole/notch that was in an area that is deemed non-compliant as far stability of the structure, then that area of the joist collapsed, broke, snapped etc.. and my cable was within in this, again who do you think the finger would be pointed at as being responsible?
On the other hand, if, in order to comply with current regulations, you drilled additional holes 'in compliant places' in a joist already somewhat weakened by having holes/notches 'in the wrong places' (e.g. wrong part of span) and the toist subsequently collapsed, then it would seem reasonable that you would be blamed. I think a lot of this has to be down to common sense, if necessary 'despite the regulations'.
Kind Regards, John