Truth and the law does not always align as we might imagine it should.
Had a mate practicing as a lawyer, "Truth, black and white? No such thing mate, all shades of grey !"
Look at horse racing tipsters and their adverts, patently misleading but not lies in law.
Recieved among the usual loan offers, 3 month payment holiday from sign up !! 6.5% APR the actual APR was 6.54958 % don't you just expect it to be a greater figure rounded down for the advert ... the interest accrued over the 3months prior to repayments starting is added to the loan, in the example given £323 added, so one would have accepted to take the loan on in three months time for an extra £323 ... thanks a bundle for that !! Rip off Britain at its finest. To me it is misleading, in the eyes of the law perfectly fair.
P