Was just thinking of a methodology to simply obscure or obfuscate ( whoa !! smoky word ... ) four digits ... given the number of pins and account numbers ... guess it matched the overall requirement for simplicity !!
My future ? Toughest part of retirement ... Just what does come next ? And is it inevitable ? Crypt as in lid watching no doubt !!
Ah, there's plenty to do. You don't have to devote yourself to the garden. Some people even do a degree after they're retired!
Of course, you could be like the guy at my company who is still working at 84 because he loves his job so much.
I don't have to worry about what to do after retirement, the way pension funds are going, people will be retiring at the age of 90 when I get to it!
________________________
lynda, moderator