One of the factors that concerns me in this area is pages like this
Find out about ground heat pump and air source heat pump efficiency measurements and compare energy-efficient heating systems now.
www.evergreenenergy.co.uk
It does mention that efficiency drops of in winter temperatures to 150% but glosses over other factors that apply to air sourced. So when max is needed efficiency is at it's lowest and other losses are ignored.
However another factor isn't really made clear. Flow temperatures. I doubt if the condenser boiler figure is correct if the the boiler is to condense all of the time. It will need to be lower. This changes the size of the radiators needed. For a given heat output radiator sizes need to increase as flow temperatures go down.
Sore point with me. We were on economy 7 when we moved in here. I had a variaty of plumbers in who clearly didn't have a clue what they were at. Mostly guess work. So designed my own and left calc's lying around when I called the gas board in.
He agreed with them but would have wanted to fit a more powerful boiler anyway. However I chose to use a flow temperature of 60C not the usual 80 or how ever it happened to work out via guess work. It's not possible to be precisely accurate in this area in terms of the house due to loss calculation errors.
I did most of the fiddly work myself and then got some one in to finish off. It's getting a bit tired now so could do with an upgrade. My wife was over the moon with running costs compared with friends living in similar sized properties but was always moaning that radiators turned off - LOL
Heat pumps - why does it cost such a lot of money to drill a hole and use ground source?
Insulate the house - how much would I gain. I have heard that some methods can void building insurance.
Then this type of market. A while ago a company came up with a simple idea for scavenging waste heat from the boiler to preheat hot. It was a very cheap option. No reason why it shouldn't be.
Hot water - best option is probably high levels of insulation and a tank.
We no longer have one - in fact as they were huge they were removed long ago. The house had been converted to gas instant heating - 2 of them, under sink types. It currently uses a heat store.