And i believe pros ? like the police still knock people down.
And i believe pros ? like the police still knock people down.
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Yes they do sometimes. Because driving through built up areas at speed ISN'T SAFE!! imamrtian doesn't seem to realise that.
He made a stupid statement and rather than retract it when it was pointed out, he tried to defend it and ended up looking even more stupid.
That's imamartian for you.
That's imamartian for you.
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Not normally depending how many points and type of points which is coded already on the licence and how long ago etc but you must tell your insurance company, I know many don't, believe me as I have seen it when they are claiming or whatever which can create problems
The problem with that is they won't pay out if your car is stolen or smashed up.
You used to be allowed three penalty points without having to declare, I am not aware that that has changed.
Sorry, I didn't know that. I was going by an experience I had when the insurance didn't pay out because of an undeclared endorsement. But that was over 20 years ago now.
Not heard of this unless some insurance policies varies but you have to tell them when renewing your policy because you have to report any changes to your licence since applying for the insurance, you have to tell them sooner or later even it's just for the first 3pts.
To cut a long story short, a company drivers rammed into the back of my car, my legal insurance claimed against the driver because the driver and the company withheld the points information on his licence on their insurance policy, I've won all damaged and legal fees, once known the details will be on all the insurance database and none of them will take on anyone who is untrustworthy and this is why when they ask you have ever been refused insurance, guess what, they know if you're lying!
Is it worth it even for a small fee added? Most of them allows a couple of speeding points anyway, from what I've heard the driver lost his job and cost him a fortune, would've been cheaper to pay extra!
It's no good saying the insurance companies should know about it, they couldn't careless because it's their get out card, they will keep collecting your payments but knowing they won't have to pay out so tell them and make sure they have amend the details
What if, you've killed someone even though it's not your fault?
I
imamartian
So would you tell them as soon as you get the points? or would you wait until your renew?
Wouldn't it just be easier if there was a central database, and the insurance company could just look on there to see what convictions you had before offering you a quote?
I always tell them for a piece of mind, you may forget when renewing
What if the database is wrong? The best proof is on your updated policy documents
I
imamartian
i meant restricted access to the database administered by the police that holds details of relevant convictions....?
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