We've been down that business model for a long, long time.We're going down the business model of china re social credit ratings and if your on the wrong side of the argument there's ways of making you see 'sense'
We have Credit ratings, criminal records, DNA records, Medical records, (Doctors missed appointments), Gym Memberships, Driving licences, Passports, Ebay Ratings, Shopping habits, cookies on web pages, mobile phone records, Electorate registration, marriage licences, birth certificates, web page history, etc, etc.
To complain about China having similar is just anti-Chinese rhetoric.