Im...to help you understand a bit. The debts for most students will be higher than 20k and likely for some over 30k because it's just not the fees.
Not nice to come out of uni with that hanging over your head.
Thought I'd update my own data
Universities will have to charge at least £7,000 a year to cover the loss of government funding and some elite degrees are expected to cost up to £12,000 a year, although no cap will be set.
Some graduates on the most popular courses at the best universities could leave university with debts approaching £50,000. It is expected that graduates will have to repay their loans at a rate of about nine per cent of earnings each year. The debts will be written off only after 30 years.
I would of thought that if they hadn't the parents to fund this then the student is going to need counciling.