Irrelavent as to what "the norm" is in your opinion.. the OP asked about de-rating, not "rule of thumb" circuit design.Completely over the top. 1.0mm cable is the norm for lights on a 6 amp breaker even if it is buried in loft insulation.
If you need to use 1.5mm because the calculations say so then you use it..
I was pulling a rough example out of the air.
As I'm a commercial / industrial sparky then it's not uncommon to have to use 50m+ for some lighting runs bunched in conduit/trunking etc..