@SimonH2 makes some good points as to dangers, like the header tank made from thermal plastic, but as with the header tank made from thermal plastic, was it the header tank or the thermostat to blame?
I have been to houses with a back boilers where the immersion heater has failed to work due to the water boiling in the back boiler, the tanks have been either metal or thermosetting plastic, which does not fail with boiling water. But some one has fitted non resettable over-temperature trips.
BBC news - Woman died after being scalded said:
Mr Pritchard said: "I understand that the tank wasn't fully supported. In my view this would explain why this tank slumped and released its water." Mr Nicholas told the inquest he heard the hot water tank in his room "bubbling" on many occasions in the months leading up to the accident but had not reported it to the housing association.
BBC news - Focus on baby death safety checks. said:
Current safety standards say the loft tank should be able to hold boiling water for up to 500 hours, if fitted correctly. In April 2004 the British Standard Institute said any repairs, replacement or new installation of immersion heaters should use models which had a safety trip.
I would agree a re-settable over temperature trip is a good idea, but as a boy we would often hear the water boiling in the side boiler on the Aga, it was loud, and my mother would send me to run off water, may be not all house's have warning signs, but it is clear with first one they did, and selected to ignore them.
As with the death of Emma Shaw there was not just one single item which caused the death, there were it would seem a collection of faults.
I would agree with a thermal plastic tank there needs to be a cut out, at least since 2004, but how many electricians know the difference between thermal plastic and thermal setting, they don't seem to be able to identify it with cable, so why should they with a water tank?
But we are returning to the same point, where does the EICR stop, is it really down to the inspector to identify types of water tank, or what is an escape route? I have seen the builder do a death deifying leap from the garden over a walk way to the balcony so he did not need to walk through house with Covid19 thoughts. For him that was clearly an escape route, however not really an option for me, or my wife. From my drive I have pasted things up to bedroom window, we live on a hill, so bedroom floor only around 3 foot higher than drive, but as to me getting out of the window, that's another matter.
There are 6 doors from the house, on the ground floors there are only 4 rooms without doors, although as said the door to balcony would not help much, but it is no in the electricians remit to work out escape routes, or assess the plumbing, and it seems with first report there was also gas water heating so the electric cut out would not have stopped the gas boiler doing as the name says and boiling the water.