Flood - tractor driver

[motorbiking]

So it doesn't seem to be me.

Go back to the link you shared scroll down to where it says "Business owner Louise Preston, aged 20, who runs Pitter Potter, said: “The level of damage for us is surprisingly minimal, apart from the fact that someone drove a tractor through the flood."

Can you see a video above it?

 

[Harry Bloomfield]

I still haven't seen any evidence on CCTV of smashing windows. Just a door being pushed open.

You haven't, many of us, including me, did see such videos.

The most easily found video, shows at times, something approaching a 2 foot high tidal wave, being forced against some of the shops. A 2 foot high tidal wave, hitting shops doors and windows, is certain to cause damage.

 

[carmanmemoranda]

Go back to the link you shared scroll down to where it says "Business owner Louise Preston, aged 20, who runs Pitter Potter, said: “The level of damage for us is surprisingly minimal, apart from the fact that someone drove a tractor through the flood."

Can you see a video above it?

Interesting that she knows what caused the damage .

 

[motorbiking]

I'm sure the insurance company will be keen to claim from him. They will know a value.

So if they know it, they can tell mbk

I'm sure his insurer will put them to strict proof.

 

[motorbiking]

Interesting that she knows what caused the damage .

without being there...

of course she does. In her shoes I'd be arguing that the flood (which I am probably minimally insured for, if any) caused hardly any damage and the tractor (who is fully insured against accidental damage to my property) was the cause of all of it. Always best to run with an argument that someone else is at fault.

 

[motorbiking]

You haven't, many of us, including me, did see such videos.

The most easily found video, shows at times, something approaching a 2 foot high tidal wave, being forced against some of the shops. A 2 foot high tidal wave, hitting shops doors and windows, is certain to cause damage.

You've seen a video that shows the wave smashing a window? Not smashing against a window, not likely to cause damage to the window but actually smashing a previously un-smashed window.

Nobody is arguing that a 2 foot high "tidal wave" forcing water in to a previously dry and undamaged property would not cause damage. The specific challenge is proving it caused additional damage in value terms.

 

[ajohn]

Plod is investigating and the driver is on bail. Plod as these sort of things are often slow.

 

[denso13]

Can you see a video above it?

No

 

[denso13]

which I am probably minimally insured for, if any

Good grief, now you know their insurance details...

 

[motorbiking]

again nobody is arguing there is not sufficient grounds to arrest for suspected [driving offences] and possible [criminal damage] and nobody is arguing that he would not be convicted if he pleaded guilty. But quite simply, people do not routinely get prosecuted for criminal damage when they cause damage to property as a result of careless or dangerous driving.

No

View attachment 364421

must be my superior MacBook

 

[motorbiking]

Good grief, now you know their insurance details...

good grief, you know nothing about commercial insurance.

 

[denso13]

you know nothing about commercial insurance

And you know that as well! Biking from the boatyard, the font of all knowledge...

 

[motorbiking]

In areas where there is a risk of flood, you will need to by additional flood risk insurance for a commercial property. Very few will offer it and usually with very high excesses. Sorry you didn't know this.

 

[denso13]

Sorry you didn't know this.

You'd be surprised.

Did Louise Preston/Pitter Potter have flood risk insurance? Or any other shops?

 

[Harry Bloomfield]

You've seen a video that shows the wave smashing a window? Not smashing against a window, not likely to cause damage to the window but actually smashing a previously un-smashed window.

I did - I saw an early video, where the corner of the tractor came into view, the tremendous bow wave, and the window shattering.