You have already posted about that here:
https://www.diynot.com/diy/threads/garden-office-power-supply.625812/
You could do that. There is no reason to do so. It just adds more connections and a box to put them in where none are required.
There are many possibilities. What the electrician has quoted is probably the worst option - any problem in the garden office results in not only all of that going off leaving you in darkness, it also disconnects half of your house at the same time.
Also any problem in the house on a circuit connected to that RCD disconnects half the house and the garden office as well.
It might be possible to reconfigure the consumer unit to have a non-RCD protected MCB in it, with armoured cable from there to the garden office, and a consumer unit in there with a 20A RCBO for the sockets and a 6A RCBO for the lights.
Or add a switchfuse at the house for the armoured cable instead of connecting to the existing consumer unit.
Plenty of other choices.
Most of them are not necessarily wrong, but it's really about what is actually required for this installation and how much inconvenience you want when problems occur.