There is another possibility - that the person concerned was neither ignorant nor incompetent but, rather, 'cautious' - i.e. having installed a 2.5mm² ring final circuit, and (maybe) knowing that the OPD could be changed for 32a one if ever required, used a 16A for the time being because (s)he knew that such was more than adequate for present purposes. ... not really any different from installing 10mm² cable (for 'future proofing') for a shower circuit but currently protected it with a 32A OPD since the current shower is only 7.5kW (at 240V).True, but when convincing evidence is found.....one always has to be aware of the possibility that "someone ignorant and incompetent may have been fiddling with the electrical installation", even if one has not (yet) seen any evidence of that.
I suppose it comes down to the question of whether, in the absence of concrete evidence, one wants to "assume the worst of people" or "assume the best of people". (i.e. whether people should be regarded as guilty until proved innocent, or vice versa).
Kind Regards, John