BAS was talking about fault protection (since that was what you had asked about), not overload protection, and, essentially by definition, a fault current could not be as low as 40A.Yes in a correctly designed and installed system, the fault impedance would be low enough to trip a 40A MCB. 230V/40A = 5.75ohms. This doesn't account for an over current condition that is between 24A and 40A ish.
Kind Regards, John