How does this read

[Roy Bloom]

It doesn’t say that at all. It says it includes the 'compulsory motor insurance requirements ……' . My fully comp includes the 'compulsory motor insurance requirements……'

And the "compulsory motor insurance requirements" are?
Yes, that's right, it's third party. Fully comprehensive insurance is not the 'compulsory motor insurance requirements'.
Insurance companies are not in the habit of covering what is not specifically mentioned in the policy.

Mine is not stepped down to third party only while abroad and I don’t pay any extra for that fully comp abroad so what you say is clearly not true in all cases.

Bod asked a specific question about his cover in the EU.
If he'd asked a different question, he would have received a different answer, something along the lines of what you suggest.

It would be more correct for you to say:
Some fully comp UK insurance will only provide third party insurance abroad. If you want your fully comp insurance to cover you abroad, you may need to pay the extra to your insurance company.

If Bod had asked about your insurance cover abroad, or cover in the EU in general, he would have received the answer as you suggest.
He didn't. My answer to him, was relevant to his policy, and was precise and correct.

I have re-posted my original response to Bod.
Perhaps you'd like to read it carfully.

Your UK insurance does cover you to drive in EU countries. But, like it says, it only provides the bare minimum legal cover required.

View attachment 309745

So fully comp UK insurance will only provide third party insurance abroad.
If you want your fully comp insurance to cover you abroad, you need to pay the extra to your insurance company.

 

[Mottie]

My answer to him, was relevant to his policy, and was precise and correct.

No, you were generalising and your post can’t be a response specific to Bod as you say: "So fully comp UK insurance will only provide third party insurance abroad. If you want your fully comp insurance to cover you abroad, you need to pay the extra to your insurance company".

Where does Bod say he has fully comp insurance?

 

[Roy Bloom]

No, you were generalising and your post can’t be a response specific to Bod as you say: "So fully comp UK insurance will only provide third party insurance abroad. If you want your fully comp insurance to cover you abroad, you need to pay the extra to your insurance company".

Where does Bod say he has fully comp insurance?

He doesn't say whether he had fully comp or not. It was an elaboration of my reply. A relevant elaboration, if it applies. Bod will know if it applies.

Of course it was a response specific to Bod, otherwise I'd have started my own thread about insurance cover in the EU.

 

[Deleted member 294929]

I don't think you're a fanny sometimes.

Just all the time?

 

[conny]

To you.

I'm driving to France . I'm reading that I'm insured to drive in the EU.

Do you agree? View attachment 309733

It states it "...PROVIDES EVIDENCE THAT MOTOR INSURANCE OPEREATES IN THE UNITED KINGDOM COVER EXTENDS TO INCLUDE COMPULSORY MOTOR INSURANCE REQUIREMENTS OF..."

So to me, it reads that you are fully covered with compulsory insurance. If you still have doubts email your insurance so their reply will be in writing, rather than a verbal response that can't be verified.

 

[Roy Bloom]

It states it "...PROVIDES EVIDENCE THAT MOTOR INSURANCE OPEREATES IN THE UNITED KINGDOM COVER EXTENDS TO INCLUDE COMPULSORY MOTOR INSURANCE REQUIREMENTS OF..."

So to me, it reads that you are fully covered with compulsory insurance. If you still have doubts email your insurance so their reply will be in writing, rather than a verbal response that can't be verified.

Don't confuse "fully compulsory" with "fully comprehensive".
It's an easy mistake.

 

[conny]

Don't confuse "fully compulsory" with "fully comprehensive".
It's an easy mistake.

In which case, they should state 'minimum compulsory requirements'.
There must be hundreds, if not thousands, of people driving abroad thinking they are fully covered under comprehensive terms but, becaue of a missing word, they are actually not.

 

[Roy Bloom]

In which case, they should state 'minimum compulsory requirements'.
There must be hundreds, if not thousands, of people driving abroad thinking they are fully covered under comprehensive terms but, becaue of a missing word, they are actually not.

I might be wrong, but I don't think I am, insurance never use the term "fully compulsory insurance".
But "fully comprehesive" is an often used term.
And "compulsory insurance requirement" is the usual term.
It's me that adopted the words "the bare minimum" to ensure that such confusion is avoided.

 

[Notch7]

Have you got breakdown cover Bod? Make sure you take your licence, insurance and V5 with you. Are you going anywhere you will need a Crit air certificate?

yeah international breakdown cover is worth having in France

I seem to remember if you breakdown on the motorway the French motorway recovery move you off the motorway, but then you need to sort from there.

 

[Deleted member 294929]

yeah international breakdown cover is worth having in France

I seem to remember if you breakdown on the motorway the French motorway recovery move you off the motorway, but then you need to sort from there.

Waiting for AA now. Bloody vans over heated. Steaming like a choo choo train.

The only good thing is its just to the side of a Toby