Modifications and insurance

[Mottie]

Very few manufacturers, make all the parts in their vehicles - I would go so far as to such none of them do. Parts production of many parts is often quite specialised.

I’m sure I remember going on a visit to Fords at Dagenham with my school once and their proud boast was that they made everything on-site from raw materials. Nowdays it’s all made elsewhere and shipped in. Mrs Motties dad was quite senior on a team at Fords that were making the dash for a new car they were bringing out called a Mondeo. He got some recognition and a wall certificate for it which our son had on his bedroom wall. Took him and his team in the U.K. and Europe ages to do and they were back and forth to Europe for ages on Fords own plane. Just for a dash!

 

[johnny2007]

What is this discussion on OEM parts being a problem for the insurance?

OEM - Original Equipment Manufacturer. The car maker specifies and several companies make the parts accordingly. Many car makers do not make their own parts anymore but only assmble parts to make a car. These companies then send the parts with the car manufacturer's logo to the factory and the parts are fitted on the production line. The same OEM companies also use the specification given by the car maker to make " aftermarket " parts with their own logo on to the exact same spec.

So, no modification at all!!! No insurer is interested what logo is on the parts as long as they are safe.

The op believes that oem parts invalidate insurance unless declared as modifications.
Usual nonsense from him.

 

[Avocet]

I’m sure I remember going on a visit to Fords at Dagenham with my school once and their proud boast was that they made everything on-site from raw materials. Nowdays it’s all made elsewhere and shipped in. Mrs Motties dad was quite senior on a team at Fords that were making the dash for a new car they were bringing out called a Mondeo. He got some recognition and a wall certificate for it which our son had on his bedroom wall. Took him and his team in the U.K. and Europe ages to do and they were back and forth to Europe for ages on Fords own plane. Just for a dash!

I had a mate who worked for Ford in Dunton in the '80s and he mentioned they had their own airline for shifting people backwards and forwards between Cologne and Dunton!

I doubt they ever made all their own parts though. Certainly never made their own tyres! Electronic sub-assemblies would have been bought-in too, and lights.

 

[Harry Bloomfield]

I’m sure I remember going on a visit to Fords at Dagenham with my school once and their proud boast was that they made everything on-site from raw materials.

Tyres, brakes, spark plugs, lamp bulbs, glass, paint, bearings, and many other items I would expect to be bought in. Panels, engines, upholstery etc. I would expect to be made on site.

 

[DiyNutJob]

No insurer is interested what logo is on the parts as long as they are safe.

How do you know? It's stated in black and white:

2. Manufacturer Parts Replacement: Replacing existing car parts with manufacturer-approved parts typically doesn’t affect your insurance, as long as they don’t enhance performance or significantly increase the car’s value.

Atypically, you would be invalidated. The decision will be entirely at the discretion of the insurer.

 

[Avocet]

How do you know? It's stated in black and white:

2. Manufacturer Parts Replacement: Replacing existing car parts with manufacturer-approved parts typically doesn’t affect your insurance, as long as they don’t enhance performance or significantly increase the car’s value.

Atypically, you would be invalidated. The decision will be entirely at the discretion of the insurer.

There is no manufacturer on earth that would "approve" a pattern part!

 

[DiyNutJob]

There is no manufacturer on earth that would "approve" a pattern part!

I don't know why you are telling me. I won't be invalidating the pattern parts you have been using, but your insurance will. I am willing to bet 90% of the parts, pattern or non-pattern, you have used on your customers' cars are not approved. Approval would require a signed certificate from the CEO of the car manufacturer.

 

[Mottie]

I don't know why you are telling me. I won't be invalidating the pattern parts you have been using, but your insurance will. I am willing to bet 90% of the parts you have used on your customers' cars are not approved. Approval would require a signed certificate from the CEO of the car manufacture.

 

[Avocet]

I don't know why you are telling me. I won't be invalidating the pattern parts you have been using, but your insurance will. I am willing to bet 90% of the parts, pattern or non-pattern, you have used on your customers' cars are not approved. Approval would require a signed certificate from the CEO of the car manufacturer.

Like the signed certificate you got from Oliver Zipse for your rip-off cam cover, you mean?

It's always a good laugh when someone talks absolute horseshit with great conviction, to someone who actually works in the industry...

 

[carmanmemoranda]

I don't know why you are telling me. I won't be invalidating the pattern parts you have been using, but your insurance will. I am willing to bet 90% of the parts, pattern or non-pattern, you have used on your customers' cars are not approved. Approval would require a signed certificate from the CEO of the car manufacturer.

You haven't got a clue.

Why do insurance companies, allow, and at times encourage the use of pattern parts in bodywork repairs

This is often structural repair work, not standard service and repair where the insurers are not even interested.

Try again.

 

[DiyNutJob]

You haven't got a clue.

Why do insurance companies, allow, and at times encourage the use of pattern parts in bodywork repairs

This is often structural repair work, not standard service and repair where the insurers are not even interested.

Try again.

Insurance companies can use pattern parts. They never said you can. The T&C you sign is what you agree to, and what the pay out will cover. Nowhere in it does it say you can use pattern parts. You must use approved parts or you risk invalidation.

 

[carmanmemoranda]

Insurance companies can use pattern parts. They never said you can. The T&C you sign is what you agree to, and what the pay out will cover. Nowhere in it does it say you can use pattern parts. You must use approved parts or you risk invalidation.

Please quote this requirement from your insurance documents.

It's rubbish, or you are misunderstanding it of course

 

[Harry Bloomfield]

You must use approved parts or you risk invalidation.

Only in the strange version of the world you inhabit.

 

[DiyNutJob]

Please quote this requirement from your insurance documents.

It's rubbish, or you are misunderstanding it of course

I don't bother reading mine. You go ahead and read yours and reproduce it here where it states pattern parts are allowed.

 

[DiyNutJob]

Only in the strange version of the world you inhabit.

I am using the internet version. You have the source.