I would guess the boiler in UK does have internal fuses, but only for the boiler, not for all the bits outside the boiler, be it programmer, motorised valve, pump, thermostat or any other external bit, most have 3 amp max marked on them.
I may have made a mistake wiring my boiler, I used a single FCU for all, and when the plumber was due to do some work on the boiler, he asked me to turn it off night before so cold to work on, so I flicked off the FCU. However once plumber had finished and I turned it back on, it would not do anything until the back up battery on the thermostat had recharged, so may have been better with second switch for thermostat so boiler can be turned off, but thermostat left running?
Not going to change it, if it happens again I will simply turn down the temperature, and not turn off FCU until he arrives, but to my mind this
Is the best isolation method, both poles, no one can plug it back in, so although I have a FCU I think there is a lot to be said for simple plug and socket.