I have to say that I find all this a bit far-fetched. Once the fuse has blown, there is no longer any electrically generated heat, and do we really need to worry about what, say, a hot turkey in the (no longer heated) oven might do to the contents of a cupboard two or three (or more) feet above?? !!So what we are looking at is how far can we stretch the limits. So a built in oven in a carcass with nothing above the oven having a 16A oven on a 13A supply is unlikely to cause a problem even if the fuse blows. But same oven with cupboard above is another question. In ones own home where you can see if anything daft is put in the cupboard OK but in some one else's home is it worth the risk?
I know the answer to that for myself, but, as I'm always saying, some (maybe many) electricians feel constrained by employers and/or insurers and/or Scheme operators to work to the strict word of the regs, even when that prevents them from exercising common sense.So what we as saying is should we follow BS7671 blindly or should we use some common sense when we see for a set situation breaking the rules will cause no danger.
Kind Regards, John