Gov response is to create a GCSE for it - which means specialising.
I have never worked out why driving is not taught in school. However poor is relative. In the 70's we got a house with council fixed mortgage, around the 15% mark, and as the mortgage rate dropped, ours was fixed, and no way to swap, unless we changed house, which we did so we could get rid of the fixed mortgage.
However we could not afford a Mars bar, the price of cigs went up to 50p a packet of 20 king size, no option we gave up. I prayed for overtime, without it I could not manage, but interest rates and inflation was high, so five years latter I was sitting pretty, but mainly as I had found ex-pat work in Algeria, I did not want to leave my family, I would have liked to have stopped in the UK, but no real option, 1980 I started working abroad.
However in 2004 I had an accident, this stopped me working, and this time no option of going abroad, OK house paid for, but it seemed so unfair, I had paid in with earning related, but by time I wanted money out, that had been stopped.
It seemed those who had not tried were OK, the system paid their rent, but those who had tried, were forced to sell what they had first. I hung on by my finger nails, and I do know what it's like, but what actually stopped me, was I could not take a low paid job even if I could find one, some one in government came out with minimum wage, so the traditional jobs for students and the semi retied have gone, no longer night watchman jobs, or manning a corner shop, and doing home work between customers, these jobs dried up.
OK 20% disabled, so why can't I work for 80% of minimum wage? I could not even volunteer, if I did the little I got would be stopped. Once I officially retired I was OK, my pensions started paying, and I found I could look after my mother and be paid, well below the minimum wage, but seems it was allowed when she was my mother, the social services it seems are allowed to pay below minimum wage.
But it was the very things put in to protect us, which caused my problems, I would have found work without the minimum wage, but the dole does not pay minimum wage, so to my mind minimum wage should be just a little higher than the dole.
As to charity, I can't believe how many people send money abroad before they support our own people. Charity begins at home, once we have no homeless, then yes help others, but we see all the begging adverts for people abroad, very little for those at home, we assume the state will provide, but it doesn't, there are simply too many cracks in the system.
The day when I can walk through our cities without seeing homeless, is when I consider helping other countries.