Tradesmen Life insurance

Mortgage is paid. More of the thinking it's the sensible thing to do.
It’s sensible if the payout will be worth the outlay. Life insurance can be a gamble. If you died in the first month of insurance it would be bloody good value. If you lived a long life, at your age it probably wouldn’t be. Only you can decide whether it’s worth it.
 
It’s sensible if the payout will be worth the outlay. Life insurance can be a gamble. If you died in the first month of insurance it would be bloody good value. If you lived a long life, at your age it probably wouldn’t be. Only you can decide whether it’s worth it.

Great advise. Just knowing I'm not the mug with no insurance helps my decision.
 
I've always thought of life insurance as a bit of a scam. you pay all your life or at least for most of it. At some point they stop insuring you and you get nothing or you peg it and someone else gets the dosh. I've never had it and wont have it. Like all insurance companies they are only out to make a buck and will bend over backwards not to pay out.
 
I've always thought of life insurance as a bit of a scam. you pay all your life or at least for most of it. At some point they stop insuring you and you get nothing or you peg it and someone else gets the dosh. I've never had it and wont have it. Like all insurance companies they are only out to make a buck and will bend over backwards not to pay out.
Hello Fred

When went through my cancer treatment they did pay out without any haggle..
 
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More to the point, if you broke your leg badly today and couldn't work for 4 months could you survive financially?
Id just eat away into money that's better served elsewhere.
Are you referring to accident insurance?

Maybe a wiser insurance for me.
 
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