I think the trouble is that it is difficult to think of a similar analogy which costs nothing - but it seems a strange to only do it where it is free.
If you think that lower rated fuses are beneficial then I cannot see why you do not apply the same to other items when it would cost something.
E.g. go through your oven and insert fuses to each separate load including the lamp, or fit fuses to all your lights.
Advising people that a 3A fuse is not needed for extractor fans on 6A circuits and oven flex is satisfactory on 32A circuits would seem to be at odds with this belief (although, of course, it would not be free (no cost) to do otherwise).
Unless it can be proved by a specific example that using a 3A (or 1A) fuse has an actual benefit over a 13A one, then it surely must be presumed from the rest of the world that there is none.
If you think that lower rated fuses are beneficial then I cannot see why you do not apply the same to other items when it would cost something.
E.g. go through your oven and insert fuses to each separate load including the lamp, or fit fuses to all your lights.
Advising people that a 3A fuse is not needed for extractor fans on 6A circuits and oven flex is satisfactory on 32A circuits would seem to be at odds with this belief (although, of course, it would not be free (no cost) to do otherwise).
Unless it can be proved by a specific example that using a 3A (or 1A) fuse has an actual benefit over a 13A one, then it surely must be presumed from the rest of the world that there is none.