EFLImpudence -I think you are getting caught up in the examples I used to explain the principle and you are thinking about a device rather than the principle. To keep purely to the principle, a device that normally draws say 4A could conceivably develop fault(s) where the current increases to say nearly 13A. At that point a 13A plug fuse will not disconnect the device, whereas a 5A plug fuse will. A faulty device consuming over 3x its normal power could overheat which could cause a fire.
I think you are saying that what I describe above is unlikely to occur for a number of reasons and I agree! In real life the overload would probably not cause enough heating to cause a fire, or would be so large as to break the element, or blow a 13A fuse and the appliance should have other protective devices, etc, etc. In the situation I am describing all of these things happen to fail in a particular way as to lead to the situation described. Yes it is very unlikely, but so is winning the lottery jackpot and that does happen, just as what I describe
could happen.
Returning from the principle to real life, I had an appliance where the protection failed and it caught fire. Yes, it may have been ignition of fluff, but shouldn’t an appliance such as a tumble dryer that produces fluff be designed not to set fire to the fluff!? Of course it should, but in my case something went wrong which lead to it catching fire which should never have happened – but it did.
The manufacturer was unable to do an ‘autopsy’ of the device, so the root cause is not known in this case, however in your words fluff was the “more likely” cause, meaning there are other possible causes. One of the other possible causes is an overload that did not blow the fuse. The fire is a fact, the cause is unknown. I agree fluff is the more likely cause, but neither of us know the actual cause and saying that something is unlikely means that it is possible.
When you say you disagree, rather than arguing with my examples, what is the principle behind your argument? Are you saying that a faulty appliance will
always, unequivocally and without fail disconnect itself in a safe way when a 13A fuse is fitted when a lower one could have been used? Appliance fires are a fact, are you saying that all appliance fires ever, past and future could
never be prevented by using a better matched fuse in the plug? Would you personally guarantee that by betting yours assets, i.e. house(s) and car(s) etc. on that fact?