Indeed it is. However, that does not mean that it is wise or sensible (or even 'responsible') to unnecessarily increase the risk which will be faced by someone who does not "make sure that it is fully isolated first".It’s very siqmilar to any electrical equipment isn’t it. Make sure it is fully isolated first
Having fuses in both the permanent and switched live feed to a timer fan (or, indeed, just one fuse only in the perm L) introduces essentially the same risk as does having a fuse in the neutral. In any of those cases, the blowing of one fuse can result in the equipment appearing dead whilst there are still live parts within it.
In the case of neutral fusing, you appeared to be agreeing that it was an undesirable thing, because of issues of 'personal safety'. If so, I would expect you to feel the same about the fan fuse issues. If you don't, why the difference?
Kind Regards, John