There are an increasing number of 20 mph limits around my area, but nearly all of them in small villages which when the limit was 30 mph, had roughly zero collisions, and even closer to zero the number of collisions which resulted in serious injury or death (which events invariably get reported in local newspapers in these rural areas). There would therefore seem to have been very little scope for "statistically significant reductions".
Well – if you pick small enough areas you could probably find one that has never seen a single accident since the dawn of motoring, but it’s hard to see how that could support an argument for no speed limits at all.
Of course for a reduction to be 'statistically significant' says nothing about the magnitude or 'meaningfulness' of the reduction
But it seems that the reductions in KSI brought about by reductions to 20mph are meaningful.
Again, it would be interesting to see that 'evidence'. Per the above, in relation to the many villages around me which have fairly recently implemented 20 mph limits, I recall very very few reports of significant casualties during the pasth 35 or so years- so, as above, not much to 'reduce'.
Logic says that you (the collective “you” – the local population) should therefore lobby for speed limits to be increased until a non-zero but still acceptable number of casualties is reached, in order that people could drive as fast as can be afforded.
One certainly has to take the behaviour of insurers very seriously, for the reasons you mention. However, I'm pretty surprised since, even if one lives in/near a 20 mph area, I doubt that driving on 20 mph roads constitutes much of a proportion of the driving they do. It would be interesting to know the nature of the claims upon which one assumes the behaviour of insurers is based.
I think one thing we can rely on is that if it’s one insurer taking a punt, then all the rest will watch closely to see how it works out for them.
If it’s solidly based, actuarially
(is that a word?) speaking, then they’ll have a competitive advantage until all the rest follow suit.
They have no emotions when it comes to this.
I've got an idea - let's reduce speed limits to zero, then there will be no road accidents (maybe).
...So perhaps one could leave speed limits unchanged and simply "ban HGVs"?
en.wikipedia.org
Exactly. As I've said, although it's not something that politicians etc. like to talk, or even think, about, in the final analysis it comes down to a decision as to what is an "acceptable number of deaths and serious injuries" to balance the obvious desire to have private motor vehicles and HGVs moving people and goods around.
It's just 'swings and roundabouts', but people get uncomfortable or 'squeamish' when one of them is human lives or suffering.
They do, and more so when financial costs and benefits are discussed.
But like it or not we do ascribe a cost to deaths, and to injuries. And on that basis alone the Welsh scheme is in profit – less has been spent on signage and publicity than has been saved by fewer KSI.
It would have been even more in profit if criminals hadn’t damaged signs.
So we have a measure which is popular and has been consistently popular for years, and remains popular when no longer just an abstract notion.
We have a measure which produces meaningful reductions in accidents, deaths and injuries.
We have a measure which saves society more money than it costs to implement, and lowers the cost of motoring.
We have a measure which people find produces other quality of life improvements, and tends to improve public health.
We have a measure which does all of this without making motorised vehicles significantly, or meaningfully, less useful.
And yet a very vocal minority of people, sometimes cynically and hypocritically encouraged by politicians for party-political reasons, make large amounts of noise trying to deny the truth.