Cost is taken with cheap versions as if considering cost will not go for expensive. So Fusebox prices £17.16 for RCBO short, or £12.12 for type AC, £13.19 for type A long. And £119.40 for AFDD type. MCB is £2 and a RCD £19.76 for 63 amp and £25.22 for 100 amp both type A. So under 4 ways RCBO is cheaper. So only as we look at 5 way and over is there really any saving.
Even with 4 MCB's per RCD I have seen nuisance tripping, no faults found, we should check the back-ground leakage will all running is less than 9 mA, but near impossible to do with a new installation as no idea what will be plugged in.
To comply with regulations every installation shall be divided into circuits, as necessary, to take account of danger that may arise from the failure of a single circuit such as a lighting circuit, and reduce the possibility of unwanted tripping of RCDs due to excessive protective conductor currents produced by equipment in normal operation.
Not equipment not simply the fixed wiring, I know there was an argument the RCD did not form a circuit, but that is really clutching at straws, however increasing the number of RCD's is not going to necessary increase safety, the same argument which has been put forward for SPD goes for twin RCD it is up to the client to decide if he was to pay for part insurance against damage from surges, or tripping of the RCD, it is suggested the electrician gets a disclaimer signed when not fitting SPD the same applies for not fitting all RCBO, or fitting type A RCD's.
If the owner is asked to sign that, then in the main I can't seen RCD's being used. The real question is where the property is not occupied by the owner, if a landlord signs the above, would be then be libel for any claims over loss of food or injuries due to an RCD tripping. Would the landlord insurance cover him?
The only appliances I provide are cooker, heating and hot water ie: nothing portable. If any of those or the electrical installation are shown to have caused any loss then yes it is covered, including their food by My landlord insurance, it also covers emergency accomodation etc.
As to cost... a BG 2 RCD board from beloved SF fully populated with 10 MCB's currently selling for £57.59 or the smaller size with 6 MCB's costs £57.22 including 100A isolator and 63A RCD's. (Yes I know some will start bleating about compliance but many smaller properties still only have a 60A fuse, such as all 3 of my one bed flats on looped supplies) from the same stable a 9 way board with 100A isolator (7 spare slots and smallest unpopulated currently listed) is £24.99 and 2 RCBO's are £16.32 each, total £57.63 so break even at somewhere well under 2 circuits!
There are many, many, properties protected by only one RCD with no apparent problems and as John correctly says a tripping RCD is absolutely no different to a power outage.
I have never been aware of any genuine RCD false tripping, in each case I've encountered there has been a real cause. In Che Sunray the 2 RCD board started tripping overnight and changing to RCBO's on the affected side (only done as enough were 'in stock') soon confirmed the suspicion it was kitchen ring, excluding fridge/freezer, and further subdivision soon identified dishwasher. I swapped the mains filters between tumble drier and dishwasher and tripping moved with it. This was with the dishwasher turned off.
In one of my rentals the brand new washing machine was the culpret and another was the Sky box but both caused me unfunded time and effort. Yes I could have invoiced but I'm too soft for that.