Those are the two examples I gave, and the most important point is that they are resistive loads, of fixed resistance during normal operation, and I am personally happy to believe that it is (very) 'unlikley' that they could result in overload currents.
However, you must surely be aware of the fact that, whenever that concept is mentioned, people like SUNRAY and bernard scrape thee barrel and postulate scenarios (I would think incredibly improbable, since certainly not 'likely') in which an overload current (not a short-circuit or fault to earth) can theoretically arise in the elements of things like immersions and ovens - primarily situations in which three is a 'looped' healing conductor, two parts of which come into contact (thereby 'short-circuiting' a portion of the resistance/impedance).
As I often say, I will never knock caution or 'belt and braces', and redundancy of RCDs is a concept with which I can sympathise, given the allegedly significant 'failure rate' of RCDs. In my installation, I have just as you describe, but necessarily because ut is TD. Although all final circuits have 30MA RCD/RCBO protection, I also have to have 100 mA TD RCDs 'up-front', providing fault protection to the lengthy distribution circuits.
Kind Regards, John