Seems to match my impression - correctly designed rad system with a condenser system will reduce costs but needs bigger rad area. LOL Reminds me of another forum where this cropped up. A bloke thought do it properly expecting more business but few would pay the extra so chose another way of earning a living.It was a problem many years ago when people were mugged off into getting condensing boilers. They ran a bit cooler than traditional boilers, and if the old rads were only just enough with the old boiler, the difference was noticeable with a steamer.
This whole area reminds me of Sweden. The house has losses so add heating to make up for that with some safety margin. They never turn the heating off in winter as heat up time would be too long. On an industrial building - worse as it took the heating 4days for the slab to get up to heat. I used to work there for a few weeks every year in mid winter. Well several years.