If you imagine that instantaneous water heaters are immune to legionella, then you are mistaken or have been misled by manufacturers' nonsense. There is legionella in the mains water; the concentration of sterlising chemicals required to kill it would be toxic to people. Problems will arise when the conditions allow proliferation.
Makes you wonder how we have survived all this time don't it?
My point is, as a routine, PHE in combis seldom get to 60 degrees on the secondary side for long enough to do anything to bacteria. In fact i doubt any PHE water (in the domestic sector) is kept at bacteria killing temperatures long enough to kill them all anyway.
The whole point is that it is potable water. It is not stored. It is changed frequently enough for Legionellas not to build up.
Oh, and with my store set at the temperatures it is currently set to, the water hits the TMV valve above 70. Goodbye Mr Legionella - if you're there.