The point was the insurers made an assessment and concluded EVs have higher risk. Consequently EV owners are penalized with higher house insurance cost.
Why do you keep telling these lies? It's just so easy to catch you out! My house insurance doesn't even ask what kind of car I have. It's a complete irrelevance!
Could I have a show of hands on here please? Hands-up, anyone who's house insurance has anything about EVs in it?
Flooding isn't. I know people in areas prone to flooding, who either pay higher premiums or have clauses limiting. Payouts in the event of flooding.Flooding, condensation, cola spill, etc are irrelevant.