Is that the best you could find?
So... absolutely no mention of EVs or EV chargers. Standard wording in pretty much any insurance policy.
Given that EVs catch fire LESS often than ICEs, maybe I should get a discount?
EV are they worth it?
- Thread starter ericmark
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So... absolutely no mention of EVs or EV chargers. Standard wording in pretty much any insurance policy.
Given that EVs catch fire LESS often than ICEs, maybe I should get a discount?
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So.... "not in the slightest bit invalidated" then?
We can still remember your last thread on invalidating insurance by fitting non-genuine parts...
....closely followed by your tedious account of fitting your non-genuine cam cover ...
You're a busted flush, I'm afraid!
Consumer Alert: Important Jeep Grand Cherokee and Jeep Wrangler PHEVs “Park Outside” Recall for Fire Risk | NHTSA
Park outside advisory and safety recall for certain 2020-2024 Jeep Wrangler & 2022-2024 Jeep Grand Cherokee plug-in hybrid electric vehicles (PHEVs.)www.nhtsa.gov
Yes, hybrids are the worst of the three for fire risks. Even more risky than ICEs! (EVs being the lowest fire risk). Yet all the hysteria is always directed at EVs. In fact some, (even on here, I think?) would rather have a hybrid than an EV.
As they used to say: there's now't so queer as folk...
That clause is for when something has happened - not might happen - so that the insurer can take the steps that they deem appropriate, to both fairly yet cost-effectively (for them) settle the claim, or dismiss it.
A passing car being slightly damaged by a falling roof tile from your property, for instance, and despite the driver loudly telling you that they're going to claim against you, you decide to chance it and not tell your insurer, hoping nothing comes of it.............
..........only for the driver to later present a car that now looks like something that's been used as a warzone minicab.
Your insurer now has lost some degree of control over the claim.
Rather than leading the claim response, they are forced into being led (by the claimant, and their insurer).
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This is specifically for cars, but the principles apply to all insurances.
www.onebroker.co.uk
These issues are beyond your control, but claims costs can also be hugely affected by the timeliness and quality of a First Notification of Loss.
A late or unsubstantial notification gives your insurer less time to step in and contact any other parties involved (such as another driver) to mitigate the size of the claim. This can lead to additional costs being incurred, such as paying for storage and hired vehicles.
It also puts your insurer on the backfoot when it comes to investigating a claim, which could lead to more fraudulent claims being successful. It may also make the claims process longer and more difficult to determine liability. The longer the delay, the more costs may increase, which will impact the value of the claim and the amount the insurer has to pay. To recoup these losses, your insurance premium may go up.
For these reasons, we at One Broker have always championed the importance of a speedy and detailed FNOL.
First Notification of Loss: find out why speed and accuracy are key
First Notification of Loss (FNOL) is an important first step in the claims process, but why is it important to get right and how can it affect your Motor Insurance premium going forward? Read on to find out more.
www.onebroker.co.uk
These issues are beyond your control, but claims costs can also be hugely affected by the timeliness and quality of a First Notification of Loss.
A late or unsubstantial notification gives your insurer less time to step in and contact any other parties involved (such as another driver) to mitigate the size of the claim. This can lead to additional costs being incurred, such as paying for storage and hired vehicles.
It also puts your insurer on the backfoot when it comes to investigating a claim, which could lead to more fraudulent claims being successful. It may also make the claims process longer and more difficult to determine liability. The longer the delay, the more costs may increase, which will impact the value of the claim and the amount the insurer has to pay. To recoup these losses, your insurance premium may go up.
For these reasons, we at One Broker have always championed the importance of a speedy and detailed FNOL.
Or perhaps blind faith?
It's not just the fact that they can burst into flames, but the speed, the rapidity, with which the vehicle is engulfed in flame. Little, to no warning, and 10 seconds later, the vehicle is a fireball. Imagine batting along the motorway at 70, and your EV suddenly explodes into flame. Would you have time, to pull over, get out, and get out of range of it - even supposing you were alone? Much more difficult with kids and dogs on board.
ICE vehicle fires develop much more gradually.
When something has happened, he's invalidated for not notifying the insurer for adding an incendiary device to his house. Further he has not notified parking a hazardous vehicle next to his house. Invalidation is applied post-claim.
This is a diesel fire in the village about 15 minutes after the smoke started.
Anything not mentioned is not covered. If house is destroy by a non-covered circumstance, the house is not covered. You are naked, mate. Get some cover. It will save you some blushes when your work colleagues find you living in cardboard box under a bridge.
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Wrong.
Sounds like you are not covered, either. The risk is for you to take.
Exactly, 15 minutes to get out - plenty of time to get out, compared to an EV's instant bomb.
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