So with EVs, you're only supposed to charge the battery to 80% of capacity and not let it drain below 20% to protect battery life. In effect those maximum ranges yoy gave me aren't going to be correct. You can only regularly use 60% of those maximums. Correct?
Not correct at all.
If people want the absolute maximum life out of the battery then some vehicle manufacturers recommend that for some types of battery to usually charge to about 80% and not go below 20%.
However there is nothing wrong with charging to 100% and then driving the vehicle somewhere.
Likewise there is nothing wrong with arriving at a destination with 10% or even less provided you are going to charge once you get there.
Going to 100% or 10% regularly might degrade the battery slightly more than if not - but for normal use the differences will be insignificant, perhaps an extra few percent of degradation over a few years.
For NMC batteries the important thing is to not store the battery for long periods of time at 100% or below 20%, as that does increase degradation significantly.
However that would mean charging to 100% and then leaving the vehicle parked while going away on holiday for a month, or arriving at some destination with 5% left and inexplicably not charging the vehicle for a week or more - neither of which are sensible or likely situations.
For LFP batteries it's far less significant whether it's charged to 80% or 100% or whatever else - many manufacturers of those vehicles suggest charging to 100% regularly.
The main deal with charging to 80% is when using rapid DC charging, and that's because over 80% vehicles will charge much more slowly, so up to 80% might take 10 or 15 minutes, but 80% to 100% could take well over an extra hour, so in those circumstances it's pointless waiting around for that extra 20% unless you really need it - which in most situations you don't.
For most people it should be charge to whatever is required and then drive wherever you are going.
EVs are not things to be cossetted and delicately used as if they are fragile - they are vehicles intended to be driven, just like any other vehicle.