When something has happened, he's invalidated for not notifying the insurer for adding an incendiary device to his house. Further he has not notified parking a hazardous vehicle next to his house. Invalidation is applied post-claim.
Ah... where would we be without your weekly dose of lies and "pound shop propaganda" to give us a laugh eh, Nutjob? I'll file that with some your other nuggets of sage advice - like pattern parts invalidating your car insurance...